Credit Services Organizations

Oregon Revised Statutes 646A.250 to 646A.270

Companies that provide credit repair services, including those which offer to improve a person's credit must be registered. Registrants are required to have a surety bond or irrevocable letter of credit. A contract agreement must be provided to the customer that includes a three-day right of cancellation.

As of March 31, 2009, 23 companies were registered in Oregon.

• Consumer alerts and press releases
• Credit service organizations registration information
• Forms
  
• Frequently asked questions
• Registered CSOs
• Reports - annual activity
• Resources
• Statutes and Administrative Rules

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Consumer alerts and press releases

HB 2191 Debt Management Services Organizations - 03/10/09

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Forms

Initial registration pack 440-2793	PDF  | Word
Renewal registration pack 440-2794	PDF  | Word

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Resources

	Department of Justice - Financial Fraud
	Federal Trade Commission: Consumer Protection
	Federal Trade Commission: Federal statutes relating to consumer protection
	Federal Trade Commission: National do not call registry

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Statutes and Administrative Rules

Trade Regulation	ORS Chapter 646A (646A.250 to 646A.270)
Registration and Collection Activities	OAR Chapter 441, Div. 830